Is wisdom tooth extraction covered by health insurance? No one wants to experience the feeling of having to remove a tooth growing inside their mouth. However, wisdom teeth that grow awkwardly and have the potential to cause a number of dangerous dental diseases need to be removed as soon as possible.
Besides finding a reputable address for tooth extraction number 8, the issue of wisdom tooth extraction with health insurance is also of concern to many people. So how much does wisdom tooth extraction actually cost for health insurance? What are the procedures for getting health insurance for wisdom tooth extraction and wisdom tooth extraction?
Are there any benefits for wisdom tooth extraction under health insurance?
Are there any benefits for wisdom tooth extraction under health insurance? Our normal body usually has up to 4 wisdom teeth. These are the last teeth to grow, located inside the corner of the jaw and no one can know exactly in what direction and in what position their number 8 tooth will grow.
Only when the body shows some unusual symptoms such as high fever, pain in the wisdom tooth area, etc., do we go to the doctor and learn that the unpleasant pain is caused by the growth of tooth number 8.
In cases where wisdom teeth need to be removed, you can choose to have your wisdom teeth removed with health insurance to minimize costs. However, not everyone knows that removing tooth number 8 fully enjoys the benefits of health insurance. Many of you have ignored your insurance card and unfairly lost a lot of the expenses you were entitled to.
Specifically, health insurance coverage for wisdom tooth extraction has been specified in Article 21 of the 2008 Health Insurance Law and amended in 2014 in Vietnam. Patients will enjoy insurance benefits applicable in cases where this is a medical condition that affects health insurance. affect your health and have a doctor’s prescription.
Cases receiving support from health insurance when wisdom teeth are extracted
The Health Insurance Law has very clear regulations on patients being paid benefits for dental examination and treatment related to:
The patient has valid health insurance and goes for regular checkups as prescribed by the doctor. Or if you feel there is a problem with your oral health, you will proactively examine yourself to find the cause and dental treatment plan.
Dental cases with the purpose of increasing aesthetics such as orthodontic braces, porcelain crowns, dental implants, etc. will not enjoy benefits.
More specifically, in the case of health insurance for wisdom tooth extraction, you will receive benefits in the following cases:
- Teeth have decay, directly affecting chewing function and neighboring teeth.
- Wisdom teeth grow in unusual positions and shapes such as: growing crookedly, growing underground, growing horizontally, growing backwards, growing stuck, etc.
- Wisdom teeth have periodontal cystitis.
- Wisdom teeth lead to other complications such as gum recession, gingivitis, tooth abscess, etc.
- Wisdom teeth can become infected due to dental diseases.
- Mandatory wisdom tooth extraction is indicated in some special cases such as impact causing broken teeth, accidents, etc.
Therefore, in cases where wisdom teeth are extracted based on a dental condition prescribed by a doctor, they will still receive benefits from health insurance. In cases where wisdom teeth grow straight, without affecting neighboring teeth or leading to dental diseases, wisdom tooth aesthetics, etc., they will not receive any wisdom tooth extraction costs from health insurance.
Wisdom tooth extraction is co-covered with what other insurance?
Wisdom tooth extraction with insurance will help you save a lot of money compared to the original price. Besides wisdom tooth extraction, health insurance covers it. If you also own other types of insurance, you will still receive benefits from it. Specifically:
Some cases of wisdom tooth extraction due to illness will be covered by health insurance. The amount to be received will be specified in the pre-signed contract. Usually health insurance will pay for both public hospitals, private hospitals and dental clinics. The procedure is also very simple and the money comes back quickly right after the payment request is sent.
Life insurance also covers dental benefits, including wisdom tooth extraction. To enjoy dental benefits from life insurance, you need to participate in an additional product, a health card with attached dental benefits.
Regarding benefits, life insurance will usually pay for each individual dental service. In case of wisdom tooth extraction, you can receive an amount ranging from 600,000 VND – 1,300,000 VND/tooth.
Note: Life insurance and health insurance will jointly pay the amount you pay. For example: If you get your wisdom teeth removed properly and receive 80% of the cost, life insurance will pay the remaining 20% of the cost. That means, if you participate in both health insurance and life insurance in parallel, you will not have to pay any cost for tooth number 8 extraction.
Private insurance for each institute
Currently, international hospitals such as Vinmec, Hong Ngoc, and Thu Cuc have all developed their own medical examination and treatment cards with preferential fees. In particular, dental benefits are also clearly regulated. When you need wisdom teeth extracted or dental treatment, you will enjoy the hospital’s own insurance benefits.
Procedures to enjoy health insurance benefits when wisdom teeth are removed
To enjoy the health insurance benefits of wisdom tooth extraction, you need to follow each step correctly. If some steps are wrong, it is likely that you will not receive any support costs from health insurance.
Step 1: Get the medical examination form and register at the insurance clinic
If you go to the dentist for the first time, you need to buy a medical examination book there. Next, go to the counter to get your order number in the area for patients with medical examination and treatment with health insurance.
Once you’ve lined up and it’s your turn, ask the counter staff if you want your wisdom teeth removed for health insurance. Remember to bring all the following documents to receive the voucher to the dentist’s office.
- Identity card or passport, driver’s license, etc. to prove identity.
- Valid health insurance card for payment.
- If wisdom teeth are extracted at the wrong level, a transfer letter from a lower level hospital is needed.
Step 2: Dental doctor examines
The doctor will conduct a general oral examination to determine the underlying disease. Besides, it is possible to make a preliminary diagnosis of whether the current wisdom tooth extraction situation will receive benefits from health insurance or not. If you are eligible, the doctor will create a voucher for you to do blood tests and X-rays first.
Step 3: Deposit the cost of wisdom tooth extraction in advance
Please return to the payment counter for instructions on performing the testing procedures prescribed by your doctor. Then, proceed to deposit the cost of tooth extraction with health insurance before proceeding with wisdom tooth extraction.
Step 4: See a doctor after getting the test results
When the blood test and X-ray results are returned, return to the original clinic to see the doctor. Based on the results, the doctor will suggest the best wisdom tooth treatment plan.
Step 5: Perform wisdom tooth extraction surgery
The doctor will perform anesthesia or pre-anesthesia depending on the condition of the wisdom tooth that needs to be removed.
Step 6: Consult and reimburse the cost of wisdom tooth extraction with health insurance
After the tooth extraction is completed, the doctor will monitor your health condition for about 30 minutes – 1 hour. Once your health is completely stabilized, your doctor will advise you on diet and oral hygiene. At the same time, prescribe additional medication for you to take daily to help reduce pain and swelling and avoid infection.
After that, please return to the original payment counter to receive your previously paid deposit back. In addition, you will receive additional drugs covered by insurance. Any other health insurance costs that arise after wisdom tooth extraction will be fully calculated by the staff, you just need to check again.
How much does wisdom tooth extraction cost under health insurance?
In addition to the issue of whether wisdom tooth extraction is covered by health insurance, many people are also interested in how much benefits are paid. So currently, if you have health insurance, how much does wisdom tooth extraction cost?
According to the provisions of the Health Insurance Law, you will receive 80% of the cost of wisdom tooth extraction (in the case of the correct route) or 40% (in the case of the wrong route) for hospitals and dental clinics. License to use health insurance for medical examination and treatment. Below is the price list for wisdom tooth extraction at the maxillofacial hospital for your reference:
Wisdom teeth that are decayed and grow straight but lead to dental diseases cost around 300,000 – 600,000 VND/tooth.
- Impacted wisdom teeth that grow 30 degrees out of alignment cost around 800,000 – 1,500,000 VND/tooth.
- Impacted wisdom teeth that grow 90 degrees out of alignment cost around 1,200,000 – 2,500,000 VND/tooth.
- Impacted wisdom teeth require sinus surgery to remove all teeth, the price ranges from 1,500,000 – 3,000,000 VND/tooth.
According to regulations, the price for wisdom tooth extraction under health insurance will depend on each person in the right and wrong line as follows:
In case of correct wisdom tooth extraction
- 100% support if you are an officer, non-commissioned officer, military police officer, or a person with meritorious services to the revolution, a veteran, or a person receiving a monthly social protection allowance.
- 100% support for health insurance benefits in case the cost for a medical examination and treatment is less than 15% of the base salary.
- 100% support for medical examination and treatment at the commune level for 5 consecutive years or more of health insurance participation.
- Support 95% of costs if you are a pensioner; is a relative of a person who contributed to the revolution; is the person who has the merit of nurturing martyrs; people in near-poor families.
- Support 80% of health insurance benefits for the remaining subjects in case of proper examination.
In case of wisdom tooth extraction on the wrong side of the gland
- Support 40% of inpatient treatment costs at central hospitals.
- Support 60% of inpatient treatment costs until December 31, 2020 and pay 100% of inpatient treatment costs from January 1, 2021 nationwide.
- Pay 100% of medical examination and treatment costs at district hospitals or lower.
Where is wisdom tooth extraction covered by health insurance?
Health insurance benefits for wisdom tooth extraction apply depending on each hospital. Most large hospitals offer wisdom tooth extraction with health insurance benefits. Specifically, some hospitals currently still apply health insurance when tooth extraction in particular and dental treatment in general are: Central Dental Hospital, 108 Military Hospital, Bach Mai Hospital, Ho Chi Minh City Hospital. Medical University,…
Besides major hospitals, you can also receive health insurance benefits when having wisdom teeth extracted at international hospitals such as Thu Cuc, Vinmec, Hong Ngoc,… And some private general clinics also still apply. Use health insurance so customers can feel secure in using the best dental services while still saving costs.
BeDental – A reputable dental address for cheap wisdom tooth extraction
In general, wisdom tooth extraction with health insurance at major hospitals is always very crowded. Not only do you have to queue early, but the procedure is also quite complicated, with many steps. Besides, there are some cases where the staff’s unprofessional attitude makes the process of dental examination and treatment uncomfortable.
Mã dịch vụ Danh mục Giá thành
1. Giá Nhổ răng (Tìm hiểu thêm...)
Tooth Extraction (More detail...)
TP01 Giá Nhổ răng sữa thường
Deciduous tooth Extraction without anesthetic
TP02 Giá Nhổ răng sữa tiêm tê
Deciduous tooth Extraction with Anesthetic
TP03 Giá Nhổ Răng cửa vĩnh viễn
Front Tooth Extraction
TP04 Giá Nhổ Răng hàm nhỏ vĩnh viễn
Premolar tooth Extraction
TP04-1 Nhổ Răng hàm lớn vĩnh viễn
TP05 Giá Nhổ Răng khôn hàm trên
Upper Wisdom Tooth Extraction
TP06 Giá Nhổ Răng khôn hàm dưới mọc thẳng
Lower Wisdom Tooth Extraction Straight-grown
TP07 Giá Nhổ Răng khôn hàm dưới mọc lệch
Lower Wisdom Tooth Extraction non Straight-grown
TP08 Giá Nhổ Răng khôn hàm dưới khó
Lower Wisdom Tooth Extraction - Dificult
TP09 Giá Nhổ Răng khôn hàm trên bằng máy
Upper Wisdom Tooth Extraction with Piezotime
TP10 Giá Nhổ Răng khôn hàm dưới mọc thẳng bằng máy
Lower Wisdom Tooth Extraction Straight-grown with Piezotome
TP11 Giá Nhổ Răng khôn hàm dưới khó bằng máy
Lower Wisdom Tooth Extraction Straight-grown with Piezotome - Dificult Case
TP12 Giá Nhổ Răng khôn hàm dưới mọc lệch bằng máy
Lower Wisdom Tooth Extraction non Straight-grown with Piezotome
TP13 Giá Trích rạch điều trị áp xe
Tooth abscess Treatment
TP14 Giá Cắt nang chân răng
Tooth follicles treatment
2. Chỉnh cười hở lợi (Tìm hiểu thêm...)
Gum contouring Surgery (More detail...)
Giá Chỉnh cười hở lợi thông thường
Gum contouring Surgery with Knife surgery
(1 đơn vị ) 500.000
TP15 Giá Chỉnh cười hở lợi bằng laser
Gum contouring Surgery with laser machine
(1 đơn vị ) 1.000.000
TP16 Giá Chỉnh cười hở lợi can thiệp xương
Gum contouring Surgery bone impacting
(trọn gói ) 15.000.000
3. Tiểu phẫu khác
In addition, not all hospitals spend money to invest in painless, low-complication wisdom tooth extraction technology using modern Piezotome ultrasound waves. Costs at private dental clinics are also quite competitive, especially when you “racket” with great incentives from discount programs.
BeDental is proud to be one of the leading reputable dental addresses today. The team of doctors all have many years of experience handling complex wisdom tooth extraction cases.
With the support of the Piezotome machine and other equipment, the wisdom tooth extraction service is painless, safe, and has few complications. Dedicated and thoughtful customer care after every tooth extraction. In particular, BeDental also regularly has discount programs to help you save maximum costs.
The information in the above article has helped you know how much wisdom tooth extraction is covered by health insurance? How much does wisdom tooth extraction cost? Which address applies health insurance for wisdom tooth extraction? For free consultation with leading industry experts, you can contact BeDental.
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