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5+ Best dental insurance packages to buy today

5+ Best dental insurance packages to buy today. As society develops more and more, health and spiritual life issues are also of greater concern to us. Thanks to that, state policies increasingly create conditions for the development of social security benefits for us.

Health insurance and dental insurance packages are increasingly widely used, helping to greatly reduce cost pressures for medical examiners. However, which insurance packages should I buy to get the best benefits? What are some things to note when buying insurance? Let’s find out with BeDental through this article!

What is health insurance?

Oral/dental insurance is a form of insurance that helps pay part or all of treatment costs as well as some benefits for participants when they encounter oral health problems. as well as performing specified dental services at facilities, medical hospitals, and dental clinics that are included in the contract and have registered to buy health insurance. Some of the dental services that are eligible for insurance benefits include:

  • Dental examination and treatment
  • Tooth extraction caused by disease
  • Root canal treatment
  • Get tartar
  • Tooth filling due to disease
  • Remove tartar deep below the gums
  • Treat oral diseases such as periodontitis and gingivitis
  • Tooth tip surgery

Normally, the term of a health insurance contract is short (about 1 year). That is, when the insured person within the prescribed period of use of the insurance will enjoy the benefit of having costs covered by health insurance when encountering the above problems and at the end of that one-year period of use, The contract will terminate and the participant will no longer receive any benefits from insurance. At this time, you need to continue paying premiums if you want to maintain the benefits from this insurance.

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What is health insurance? Why should we buy dental insurance? The best dental insurance packages

Why should we buy dental insurance?

Just as important as health, our teeth also need to be protected in the best possible way to not only help our teeth develop healthily but also minimize long-term diseases that affect our health. However, today there are still many people who do not take care of their teeth seriously and lack a lot of knowledge about proper dental care, making it very easy for our teeth to develop problems such as gingivitis and inflammation. periodontal disease, tooth decay, pulpitis,… if left for a long time, not only our molars but also our health will be affected.

When you have dental problems, the need to go to dentists and hospital facilities also increases. However, when performing treatment at dental facilities, the cost is quite high. The reason is that the need for oral health is increasing, dentists are increasingly investing in equipment and machinery as well as investing in their team of doctors, making the cost of performing services quite high.

Just mentioning simple dental services like tooth extraction can cost up to 500,000 – 1,000,000 VND/1 tooth. And costs can gradually increase further if the case becomes more severe. Or for wisdom tooth extraction, the cost also ranges from 1,000,000 – 4,000,000 VND/1 tooth depending on the location of the tooth. Not to mention other issues that will cost even more.

Therefore, buying dental health insurance is necessary. Dental insurance will provide benefits as well as pay significant costs when you have dental problems and want to be treated at dental facilities (as registered in the insurance contract). dangerous). At the same time, participating in insurance also helps you choose to visit leading dental facilities, giving you an advantage in choosing a place for your medical examination and treatment.

The best dental insurance packages today

Bao Minh’s dental insurance package

Bao Minh is considered one of the pioneers in implementing the best health insurance packages on the market today. Especially for dental insurance packages, using Bao Minh’s dental insurance packages, participants will enjoy benefits when performing dental treatments.

Conventional treatment:

  • Scrape tartar
  • Tooth extraction
  • Doctor’s visit fee
  • Take films as directed
  • Fillings

For intensive treatments such as:

  • Cut the tip of the tooth
  • Tooth extraction
  • Root canal

Bao Minh dental insurance package also stipulates 5 specific fees:

  • Level 1: 1,500,000 VND
  • Level 2: 2,250,000 VND
  • Level 3: 3,750,000 VND
  • Level 4: 5,250,000 VND
  • Level 5: 7,500,000 VND


During the insurance period, you will enjoy the benefit of having insurance costs covered up to 80% (after deducting 7 USD/1 medical examination) and unlimited number of examinations. 

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What is health insurance? Why should we buy dental insurance? The best dental insurance packages

BIC dental insurance

This is an insurance package provided by BIDV insurance company that you can choose with peace of mind and confidence. This dental health insurance package belongs to the expanded benefits of this bank’s comprehensive health insurance package BIC HealthCare. When participating in insurance, you will have the following benefits to cover payment costs when performing treatment services:

  • Tooth extraction due to disease
  • Tooth tumor removal
  • Fillings
  • Root extraction
  • Root canal treatment
  • Cut the tooth base
  • Gingivitis
  • Periodontitis
  • Gingivitis

The fee for this type of insurance will depend on the specific age of the participant:

  • From 1 to 6 years old: 3,300,000 – 4,400,000 VND
  • From 7 – 18 years old: 2,250,000 – 3,000,000 VND
  • From 19 – 45 years old: 1,950,000 – 2,600,000 VND
  • From 46 – 55 years old: 1,950,000 – 2,600,000 VND
  • From 56 – 65 years old: 2,100,000 – 2,800,000 VND


You need to buy and pay for the basic insurance package first before you can buy the BIC HealthCare comprehensive insurance package. At the same time, the extended benefits from this insurance package in the field of dentistry or maternity you have the right to choose to buy or not.

Extended dental or maternity benefit packages will not be sold separately from BIC. Instead, you need to buy a basic benefit insurance package before choosing to buy these additional, extended benefit packages.

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What is health insurance? Why should we buy dental insurance? The best dental insurance packages

VBI dental insurance package

This insurance package is provided by the insurance company under Vietinbank. This is a company that produces insurance products that many customers love and choose to use. Considered one of the leading reputable insurance brands in the market, VBI provides the best welfare packages and benefits to customers and after-sales customer care service policies that you can rest assured about. choice mind. When participating in insurance, you will be covered for the following treatment costs:

  • ​​Remove tartar
  • Gingivitis
  • Periodontitis
  • Filling teeth with common materials such as amalgam, fuji, composite, etc.
  • Examination and diagnosis
  • X-ray
  • Tooth extraction due to disease
  • Cut the tip of the tooth
  • Removal of dental calculus
  • Root canal treatment

The fee for this insurance package ranges from 500,000 – 10,000,000 VND and up to 5 times/year.


When performing dental services at public hospitals, participants are entitled to 100% insurance coverage, especially for private and international hospitals, insurance will pay at a rate of 70/30. .

PVI’s dental insurance

PVI dental insurance helps you no longer worry about expensive dental medical costs. This is considered a superior financial solution and best protects the oral health of you and your family members. 

Accordingly, when you buy a dental insurance package from PVI, you will have insurance cover all costs for dental examination and treatment at hospitals, public health centers, and polyclinics in the insurance system. guaranteed by PVI (according to the provisions of the insurance contract). Accordingly, you will receive insurance benefits when performing examination and treatment:

  • Dental fillings (in common materials such as amalgam, composite, etc.)
  • Root canal treatment
  • Tooth extraction due to disease
  • Gingivitis
  • Teeth scaling (1 time/1 year)
  • Tests, X-rays

The fee for this insurance package ranges from 1,500,000 – 6,000,000 VND depending on the insurance program.

Bao Viet An Gia dental insurance package

One of the main advantages is providing a variety of services that are covered by insurance to meet dental health care needs. Besides, there are also diverse choices of medical examination locations when you participate in insurance because Bao Viet is an insurance company affiliated with nearly 120 leading hospitals across the country so you can freely choose where to have your medical examination. Get medical treatment appropriate to your condition. You will be covered by this insurance when receiving treatment:

  • Remove tartar
  • Root canal treatment
  • Tooth extraction due to disease
  • Examination and diagnosis of dental diseases
  • Cut the tip of the tooth
  • Gingivitis
  • Periodontitis
  • Tooth filling (using common filling materials)
  • Remove tartar from deep in the gums

The fee for Bao Viet insurance package will depend on the age of the subject to determine the cost. Specifically:

  • 1 – 18 years old: Fees will range from 600,000 – 3,900,000 VND
  • 19 – 65 years old: Fees will range from 490,000 – 3,000,000 VND


Bao Viet An Gia’s insurance policy will include main benefits and additional benefits. If participants want to receive additional dental or other benefits, they are required to purchase the main benefit package first. Additional benefits can be purchased or not.

tooth extraction healing
What is health insurance? Why should we buy dental insurance? The best dental insurance packages

Some things to keep in mind when buying dental insurance to enjoy the best benefits

Using insurance to cover medical treatment costs will help you somewhat reduce the pressure of dental costs, because the cost when you perform dental treatment at a dental clinic is quite high. However, to get insurance to cover the costs of treatment, the procedure is quite cumbersome and there are many regulations, so when buying and using insurance you need to note the following to enjoy your rights: Get the best benefits from participating insurance.

Carefully research the information about the insurance product you choose to buy, including the things you should keep in mind and clearly understand the conditions for participating in insurance, procedures, waiting time, etc.

Researching the types of insurance on the market, you need to consider and compare the types of insurance from many companies to see which type of insurance is optimal and most suitable for you to decide to buy.

In particular, you should choose to buy insurance from the most reputable and safe companies on the market to ensure a quick payment process during treatment as well as clear and transparent policies. Because today’s insurance market is growing more and more, quality and reputation are not guaranteed, so you need to choose wisely to avoid losing money unjustly.

What is health insurance? Why should we buy dental insurance? The best dental insurance packages
What is health insurance? Why should we buy dental insurance? The best dental insurance packages

Understand clearly the policies and benefits that insurance provides before purchasing. In particular, you need to pay attention to the insurance contract, the limit on how much treatment costs are covered, the reduced support costs, the conditions for dental services to be paid, etc.

Besides, insurance packages also provide you with medical examination and treatment places, hospitals, and medical facilities that insurance can pay for. Therefore, when buying insurance you should pay attention to hospital systems and medical facilities that are affiliated with the company or specified in the insurance contract.

At the same time, you should also pay attention to the quality of these hospital systems, the physical conditions of these hospitals, and whether they are close to where you live or not. Helps create favorable conditions for the examination process and get the best insurance coverage.

If you have questions or are unclear about the policy, you can also contact the insurance company directly for the clearest advice. Because nowadays, for the most convenience, insurance companies have their own consulting services for interested customers, so don’t hesitate to contact us if you don’t understand the issue clearly!

Above is all the information that BeDental wants to provide you about dental insurance packages that are of interest and are most worth buying. At the same time, things to keep in mind when buying insurance to enjoy the best benefits. Hopefully this article has brought timely information to you. BeDental would like to thank you for reading this article!



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